NOTICE: Change in Business Hours. Please be advised that there will be a change in our business hours at our Square Branch, located at 400 North Duval Street, Claxton, GA 30417, starting Monday April 3rd, 2023. Please click here to see the new hours. New hours will be: Monday - Thursday 9am to 5pm, Friday 9am to 6pm, and Saturday 8:30am to 1pm. We thank you for your patience and understanding during this transition.
Personal Savings
Looking to save more money, but don't know where to start? Then earn interest with a TCB Savings Account. Save when you need it most, when your schedule allows. We make saving money easy, flexible and rewarding.
Earns Interest
Variable interest rate, compounded quarterly and credited quarterly
$0 or $10.00 Quarterly Maintenance Fee
No monthly maintenance fee if you maintain a balance daily balance of $100.
$100 Minimum to Open
There is a minimum deposit of $100 required to open this account online.
Unlimited Deposits
Limited Withdrawals
A chargeable debit fee of $5.00 will be charged for each debit transaction over 3 per quarter.
Earns Interest
Variable interest rate, compounded monthly and credited monthly.
$0 or $5.00 Monthly Maintenance Fee
No monthly maintenance fee if you maintain a daily balance of $1,000.
$1000 Minimum to Open
There is a minimum deposit of $1000 required to open this account online.
Unlimited Deposits
Limited Withdrawls
A chargeable debit fee of $5.00 will be charged for each debit transaction over 6 per statement cycle.
Earns Interest
Fixed interest rate, compounds and credits periodically depending on CD duration.
Multiple Durations Available
• 91 days minimum deposit $2500
• 182 days minimum deposit $2500
• 12 months minimum deposit $500
• 18 months minimum deposit $500
• 24 months minimum deposit $500
• 36 months minimum deposit $500
• 48 months minimum deposit $500
• 60 months minimum deposit $500
Early Withdrawal Penalty
There may be a 3 to 6 month early withdrawal penalty.
Earns Interest
Fixed interest rate, compounded monthly and credited monthly.
Multiple Durations Available
• 12 months minimum deposit $500
• 24 months minimum deposit $500
• 60 months minimum deposit $500
Tax Advantages
Contributions may be tax deductible or qualified distributions may be tax free depending on account type.
Required Minimum Distribution
The IRS may require that you withdraw a minimum amount annually for some types of accounts.
TCB’s optional SwipeNSave program makes it easy to save every day by automatically rounding up each purchase you make with your TCB MasterCard Debit Card to the nearest whole dollar and depositing that amount in your linked savings account. The best part is TCB matches 100% of your rounded-up savings for the first 90 days.