Fraud Alert: TCB and other area banks have seen a huge uptick in phishing calls over the last 24 hours. If you receive a call or text message from someone claiming to be from The Claxton Bank asking for any sensitive information, such as name, address, social security number, or digital banking username or password, please hang up immediately and call TCB 912-739-3322. WE WILL NEVER CALL YOU AND ASK FOR PERSONAL OR SENSITIVE INFORMATION. Out of an abundance of caution, we are temporarily disabling our SpinPay P2P service to better protect your account. If you feel like you have inadvertently given out or shared your personal information, please contact us immediately. Thanks. – The Claxton Bank.

Business Lending

Get The Capital Your Business Needs.

We have business lending products designed to help your small business get big things done.

Business Financing That
Works For You

Since 1941, we have been taking care of businesses here at home and all through southeast Georgia. Our lenders know your business is more than revenues and expenses and they understand business owners invest their lives to see hopes and dreams become reality. Its why we take time to listen to your plans and review your circumstances before we craft a business financing plan that works for you.


Our team has extensive experience with financing fleet vehicles, specialized equipment and commercial real estate for operating companies and investors. We can set up commercial lines of credit for operating capital, help partners sell their portion of a business to others and we offer government guaranteed programs like SBA 7-a and 504 loans.


Call or sit down today with one of our experienced commercial lenders.

Small Business Administration (SBA) Financing Solutions

An SBA loan is a government supported small-business loan that can help cover startup costs, expansions, real estate purchases and more. TCB issues these type loans which are backed by the federal government.

You apply for an SBA loan through TCB and we then apply to the SBA for a loan guarantee, which means, in the event of default, the government would pay the guaranteed amount. SBA loans have strict underwriting guidelines but offer flexible rates and terms that can be advantageous for businesses looking to start new lines or grow in new ways.

SBA programs in which The Claxton Bank participates include:

 Program
 Loan Size
 Purpose
 SBA 7(A) Loans
 Up to $5 million
 Working Capital, expansion, and equipment purchases.
 SBA Express Loans
 Up to $500,000.
 Fast funding for working capital, expansion, and real estate and equipment purchases.
 SBA 504 Loans
 Up to $5.5 million
 Purchase long-term, fixed assests like land, machinery, and facilities. 
 SBA Microloans
Up to $50,000. 
 Working capital, inventory, supplies, equipment, and machinery.  

Calculate Your Loan Payments

$ 12,667

Equal Monthly Installment

Principle :
$ 10,000
Interest :
$ 1,323
Payable :
$ 11,323
Jamey Durrence - Commercial Lender
Commercial Lending Team - Philip Williams and James Durrence
Commercial Lending Team - Philip Williams, Chris Barr, and James Durrence

Meet our Commercial Lending Team

Our team is here to help you with all your lending needs. We will use our expertise to find the right program for you and to walk you through every step.

Philip Williams Headshot

Philip Williams

President and CEO

912-739-5660 W   |  912-536-3751 M   |  NMLS #: 849005
pwilliams@theclaxtonbank.com

Jamey Durrence Headshot

James M. Durrence, II

Sr. Vice President/Sr. Lending Officer

912-739-5655 W   |  912-237-3695 M   |  NMLS #: 439638
jdurrence@theclaxtonbank.com

Chris Barr Headshot

Chris Barr

VP / Commercial Lender – Market Leader

912-739-5615 W   |  912-321-9340 M   |  NMLS #: 888990
cbarr@theclaxtonbank.com

Chris Raiford Headshot

Chris Raiford, MBA

VP / Commercial Lender – City Leader

912-739-5672 W   |  912-334-4995 M   |  NMLS #: 648269
craiford@theclaxtonbank.com

Don't Just Take Our Word For It

See what these actual customers have to say about banking with TCB, and this is just a few

I was not happy with the service from my previous bank; they treated my wife and I like we were just a number and not loyal customers of 30 years. The former president of that bank recommended TCB and said that we would be happy there and that they offer the same hometown courteous friendly service and products we offered. He also said the new head of TCB in Richmond Hill was a great guy, Chris Barr, and we would be pleased with his service. He was right. The service and communication have been spot on. His honesty, integrity and advice has been above reproach. I Whole heartedly endorse TCB and highly recommend anyone considering doing business with them.
Larry Baker
★ ★ ★ ★ ★
It was such a pleasure buying a home through the Claxton Bank. The process was very easy. We were treated like family, the moment we walk through the doors. Customer service was awesome. My loan officer Mrs. Emily Hall was such a pleasure and helpful person through this process. We greatly appreciate everyone and their professional services that was shown to us. Again thank you so much Kay Blocker for your kindness and for introducing us to Emily. Professional service at its best!
Deborah Harris
★ ★ ★ ★ ★

Ready to get started?

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About Us
+

  • PO Box 247
    121 West Main Street
    Claxton, GA 30417
  • info@theclaxtonbank.com
  • (912) 739-3322
  • (912) 739-7456
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NMLS ID#: 433743

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