Policies & Disclosures

S.A.F.E. Act Policy

The Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) is a federal law designed to enhance consumer protection and reduce fraud in the mortgage lending industry. The S.A.F.E. Act established a national registry for mortgage loan originators called the Nationwide Mortgage Licensing System and Registry (NMLS). This list is maintained by the federal government and assigns a unique identification number to each registered professional. This identification number is provided to customers upon request and on certain loan documentation. Each financial institution is also assigned a unique identification number.

You can view registration information through NMLS Consumer Access Portal. To perform a search for an individual Mortgage Loan Originator (MLO), click on the link above and then type the MLO's NMLS ID in the search field. If you do not know the NMLS ID you can also search by name, city, state, and/or zip code.

If you have general questions about NMLS Consumer Access, please contact the NMLS Call Center at 240-386-4444.

NMLS Registered Loan Originators

It is the policy of The Claxton Bank to require all of its employees who engage in the origination of consumer purpose mortgage loans, including home equity loans and lines of credit, to maintain in good standing an active registration on the NMLS. Below is the Bank’s listing of NMLS Registered Loan Originators with NMLS ID numbers which you may use to obtain loan originator information through the NMLS Consumer Access website.

The Claxton Bank

NMLS ID: 433743




Philip Williams
President & CEO
NMLS ID: 849005
Jamey Durrence
SVP, Senior Loan Officer
NMLS ID: 439638
Kay Sands
VP, Loan Officer
NMLS ID: 811059
Tammy Young
VP, Retail Manager
NMLS ID: 1603219
Christopher M. Barr
VP / Commercial Lender – Market Leader
NMLS ID: 888990
Emily Hall
AVP/Consumer and Mortgage Loan Officer
NMLS ID: 1746367
Chris Raiford, MBA
VP/Commercial Lender – City Leader
NMLS ID: 648269

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  • PO Box 247
    121 West Main Street
    Claxton, GA 30417
  • info@tcbga.bank
  • (912) 739-3322
  • (912) 739-7456
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NMLS ID#: 433743

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