Holiday Hours & Cutoff Times

2022 Federal Reserve and TCB Holiday Schedule

Our branches will be closed on in observance of the following federal holidays so that TCB team members can spend time with their friends and families. If you need to handle banking during the holidays, you can access your accounts anywhere anytime through our secure online and mobile banking apps.

Holiday

TCB

Federal Reserve

New Year's Day *
Saturday, January 1st
Closed
Closed
Martin Luther King Jr. Day
Monday, January 17th
Closed
Closed
Washington's Birthday (Presidents Day)
Monday, February 21st
Closed
Closed
Memorial Day
Monday, May 30th
Closed
Closed
Juneteenth National Independence Day **
Sunday, June 19th
Closed
Closed
Independence Day
Monday, July 4th
Closed
Closed
Labor Day
Monday, September 5th
Closed
Closed
Columbus Day
Monday, October 10th
Closed
Closed
Veterans Day
Friday, November 11th
Closed
Closed
Thanksgiving Day
Thursday, November 24th
Closed
Closed
Christmas Day **
Sunday, December 25th
Closed
Closed

* For holidays falling on Saturday, TCB and Federal Reserve Banks and Branches will be open the preceding Friday.
** For holidays falling on Sunday, TCB and Federal Reserve Banks and Branches will be closed the following Monday — June 20, 2022, December 26, 2022.

ACH Processing Deadlines

The following are final cutoff times for each ACH (Automated Clearing House) product.

ACH Product

Final Cutoffs

BusinessGo Same Day ACH
11 AM EST
BusinessGo Traditional Next Day ACH
4:30 PM EST

As a reminder, debit files must be delivered to TCB no later than 1 business day prior to the effective date. Credit files are recommended to be delivered 2 business days prior to the effective date.
Please call TCB Treasury Management Client Support at 912-739-3322 if you have questions about the TCB ACH Processing Schedule.

Other Processing Deadlines

TCB Product

Final Cutoffs

Domestic Wire Transfers
3:30 PM EST (Monday, Tuesday, Wednesday)
11:00 AM EST (Thursday)
5:00 PM EST (Friday)
International Wire Transfers
3:30 PM EST (Monday, Tuesday, Wednesday)
11:00 AM EST (Thursday)
4:00 PM EST (Friday)
Mobile Deposit Capture
2:00 PM EST (Monday, Tuesday, Wednesday, Friday)
11:00 AM EST (Thursday)
Merchant Remote Deposit Capture
3:00 PM EST (Monday, Tuesday, Wednesday, Friday)
11:00 AM EST (Thursday)
TCB Automatic BillPay
4:30 PM EST
Internal Transfers to Credit Accounts
(credit card, lines of credit, installment loan or mortgage accounts)
11:59 PM EST on a bank business day for same-day credit.
Internal Transfers to Deposit Accounts
(checking, savings, money market accounts)
All transfers are credited immediately.
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  • PO Box 247
    121 West Main Street
    Claxton, GA 30417
  • info@theclaxtonbank.com
  • (912) 739-3322
  • (912) 739-7456
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